Woman Loses Health Insurance Due to Facebook

November 21, 2009 · Filed Under general, hc's problem list, policy issues, reforming hc · 15 Comments 

Imagine a world you live in where every insurance offering is accompanied by a creepy set of Big Brother-like ongoing investigations into your life. Everything will be used as evidence against you. Yes, even your Facebook profile.

That world is here. Well, not right here, but up north in Canada.

Yes, a Canadian insurance company decided to keep tabs on a woman it was paying sick leave benefits to, and lo and behold, that woman was having — wait for it — fun!

Nathalie Blanchard, a 29-year-old IBM employee from Quebec, took a long-term sick leave from her job after being diagnosed with major depression. Her doctor told her to try & have fun, and to take a sunny vacation to get away from her problems. She did just that while she received monthly sick-leave benefits from Manulife.

And she posted her vacation photos on her private Facebook profile. But recently, the monthly payments stopped.

Why? Because Manulife, her insurance company, found the photos and made the medical diagnosis — from a photo, mind you — that she no longer suffered from major depression. From a photo.

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